Don't want to pay the full amount at once? Pay in installments!
ESTO installment payment is an innovative payment solution that helps you create a payment schedule based on your selected period. The payment solution makes an instant decision in real time.
Add the desired products to your shopping cart, confirm your order, and choose ESTO installment payment as the payment method. Upon confirming your purchase, select a suitable period, the monthly installment amount, and sign the agreement digitally using an ID card, Smart-ID, or Mobile-ID.
- All Estonian citizens aged 18-70 can apply for ESTO installment payment.
- ESTO installment payment can also be quickly and conveniently arranged for legal entities.
- ESTO installment payment is provided and managed by ESTO AS.
ATTENTION! Every installment payment is a financial obligation. Before signing an installment contract, familiarize yourself with the terms of the service and consult an expert if necessary. Every financial decision involves risks and responsibilities, so we encourage you to carefully consider your need for financial products. For example, for a loan amount of €1290 over 24 months with a fixed interest rate of 14.90% per year and a contract fee of €0, the annual percentage rate (APR) is 31.62%, the monthly payment is €70.67, and the total amount payable by the consumer is €1696.08. Installment payment is a financial commitment, and before making a decision, please carefully read the contract terms and consult with an ESTO AS representative or another financial expert if necessary. ESTO AS provides and manages installment payments.
ESTO3
ESTO 3 is an innovative payment solution that allows you to confirm your purchase and pay conveniently and quickly – in three equal installments, without any additional fees!
Select the highly popular ESTO 3-part payment option at the checkout of the online store!
ESTO 3 helps to divide the purchase amount into up to three equal parts.
- No additional fees apply.
- Just three equal payments over three months.
- The first payment is due only on the 15th of the following month.
ESTO 3 payment method is provided and managed by ESTO AS.
Pay Later
Be smart and choose ESTO Pay Later for your purchases!
Select ESTO Pay Later as your payment option. Confirm your purchase with just a few clicks, receive your order, and pay back within 30 days without any additional costs!
Pay Later is the payment method for smart shoppers – get your goods immediately and pay back with a flexible repayment schedule.
Purchase what you need in just a few clicks – with no interest, no additional fees, and no upfront payment!
The Pay Later payment method is provided and managed by ESTO AS.
WHAT IS ESTO? ESTO is a financial services company founded in 2016. The brand was created to meet the demand for a new generation of payment solutions suitable for both end consumers and merchants. Today, ESTO offers the largest selection of various payment solutions in the Baltic region, with a network of over 2600 partners and stores and more than 300,000 customers. Learn more about the terms here: www.esto.eu/ee
For further assistance, contact ESTO AS representatives at info@esto.ee or visit www.esto.eu/ee for LIVE chat support.
