Terms & Conditions
Terms & Conditions
Flexible Pawn Loan Terms – Get a Loan with 0% Interest on First Loan!
Pawn Loan Terms
The terms of a pawn loan are generally flexible and applied based on the specific case. We have highlighted the key points you should know before making a loan decision.
- First loan up to €500, with 0% interest.
- Interest from €0.20 per day.
- Contract fee/contract extension fee: €5.
- Maximum loan term: 30 days.
- Loan period extension available if needed.
- The collateral remains in storage at Kullake for the loan period.
- Loan amount up to 60% of the current market value of the collateral.
- After the contract ends, you have up to 7 days to redeem your collateral. These days are called "storage days".
- Storage day fee: 0.5% of the loan amount, minimum €0.5.
- If it turns out that you provided false information when signing the contract, additional processing fees and communication with the Estonian police may apply.
- The main idea is simple: mutual respect, honesty, and trust ????
| Loan Amount | Daily Interest | Minimum Interest |
|---|---|---|
| €20 - €100 | €0.2 - €1 per day | Min €10, for the loan period |
| €101 - €300 | €0.85 - €2.55 per day | Min €20, for the loan period |
| €301 - €500 | €2.26 - €3.75 per day | Min €40, for the loan period |
| €501 - €1000 | €3 - €6 per day | Min €50, for the loan period |
| €1001 and above | By mutual agreement | Min €50, for the loan period |
At the same time, we are open to negotiating the terms ????
Best regards, Tarmo,
Kullake Pawnshop
www.tartupandimaja.ee
662 6090
Kullake Pawnshop was opened in 2023 but has grown out of the Luutar pawnshop chain.
Our pawnshop is a new service on the Estonian market, and we always strive
to offer you the best possible service at the best prices. We provide a wide
range of pawn loans as well as other smaller services, such as mobile phone repairs and goldsmith services.